Directors' & Officers' Liability
Directors’ & Officers’ Liability insurance (D&O) protects company directors, officers and senior managers against claims arising from their decisions and actions taken whilst managing their business.
Our UK D&O team can provide standard or tailored coverage to the directors and officers of companies of any size and in any commercial industry. Our sectors include:
- universities
- research and development companies
- alternative technologies
- leisure and entertainment
- engineering and manufacturing
Coverage
We provide a capacity of up to £10m and coverage is provided as primary or excess layers. We cover UK businesses with a maximum of 40% USA assets.
Our standard cover includes:
- Legal liability from wrongful acts
- Defence costs
- Investigation costs and expenses
- Pollution and contamination defence costs
- Sex, age discrimination – employment practices
- Automatic subsidiary cover
- Outside directorships
- Run-off cover for retiring directors
- Shareholder derivative actions
- Identity theft
- Extradition
- Optional enhancements for Corporate Liability available
Expertise in D&O
We have D&O underwriters based in offices throughout the UK. As experts in their field, they offer extensive knowledge of local and national commercial markets.
Accessibility and excellent service are core to our business and we understand the importance of being able to build close relationships with local brokers and clients. Through this philosophy we can develop a greater understanding of clients’ individual requirements.
We also have an extremely capable claims team, with specialists in construction and related trades, legal professions and property.